The Opus Gold cash management service involves actively monitoring and allocating dormant or idle balances across a range of financial products or providers offered on a platform, with the specific aim of keeping individual holdings below the £85,000 FSCS protection limit per authorised institution.

We aim to spread the cash across multiple FCA-authorised banks or providers.

As such our clients can reduce concentration risk and ensure greater protection in the event of a provider failure, yet maximise the level of interest on their money. This proactive approach enhances returns, safeguards capital while maintaining liquidity and can form part of a broader personal financial strategy.