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STATE PENSION SHARING GUIDANCE

SOCIAL SECURITY BENEFITS/STATE BENEFITS Synopsis: DWP publishes guidance on State Pension sharing from 6 April 2016. The Department of Work and Pensions (DWP) has recently published guidance on State Pension sharing will work in the light of the new Single-tier State Pension rules being introduced from 6 April 2016. The information is aimed at legal […]

REDUCTION IN THE LIFETIME ALLOWANCE: FIXED & INDIVIDUAL PROTECTION 2016

TRANSITIONAL PROTECTION Synopsis: Detailed provision for Fixed & Individual Protection published. In line with the publication of the draft clauses of the Finance Bill 2016 the government has published detailed provision on the reduction of the Lifetime Allowance and the 2 new layers of transitional protection. The reduction in the lifetime allowance affects those who could have pension wealth […]

What is Income Protection Insurance?

Income protection insurance is a long-term insurance policy to help you if you cannot work because illness or long term injury. It potentially replaces part of your income if you cannot work because you have become ill or disabled, normally 50% – 75% of income. It pays out until you can start working again, or until […]

DEATH BENEFITS: PUSHING THE ENVELOPE?

PENSION REFORM 2014/15 Synopsis: The newly generous treatment of pension death benefits are prompting some creative ideas about the use of pensions in estate planning. Whether they could be applied in practice is open to question. Date posted: Friday, May 01, 2015 The changes to the tax treatment of pension scheme death benefits that came […]

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