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PENSIONS MINISTERS VIEWS ON PENSIONS REFORM

BUDGET 2015 (CON) Synopsis: The pensions minister expresses her views on pensions reform It has been reported that the pension’s minister, Ros Altman, seems set against the development of a merged pensions/ISA product with no constraints on when withdrawals were taken, no tax relief on contribution and no tax on withdrawal. She was commenting on […]

DEATH BENEFITS: PUSHING THE ENVELOPE?

PENSION REFORM 2014/15 Synopsis: The newly generous treatment of pension death benefits are prompting some creative ideas about the use of pensions in estate planning. Whether they could be applied in practice is open to question. Date posted: Friday, May 01, 2015 The changes to the tax treatment of pension scheme death benefits that came […]

NEW PENSION TAX RULES AND MEANS TESTING

PENSION ADVICE STRATEGIES Synopsis: The increased retirement benefit flexibility, due to be introduced from April 2015, will mean that advisers need to have an understanding of the potential impact on means testing. Date posted: Friday, June 13, 2014 It is important to understand how uncrystallised pension rights impact on a member’s ability to claim certain […]

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