FROM THE PAPERS

Synopsis: Short summaries of articles we think you will find useful from some of the weekends broadsheets. At the end of each summary is a link to take you directly to the relevant article. Please see Helpful Hints at the end of the bulletin.

Date posted: Monday, November 11, 2013

ARTICLES

FINANCIAL TIMES 

Financial Times:” Extra charges hit UK retirement pot”. Pension charges have been likened to an iceberg with a huge number of fees lurking beneath the surface out of view from investors.

Click here to go directly to the article

Financial Times:” Ministers look to water down final-salary schemes”. Companies could opt out of paying annual inflation increases to members of final-salary schemes, leaving them thousands of pounds worse off in retirement, under plans unveiled this week.

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Financial Times:” Annuity rates touch two-year high”. Annuity rates have risen to their highest level in two years, but experts caution that there are still few signs of a sustained improvement to pre-crisis, and point out that drawdown limits are falling.

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THE TIMES

The Times:” Pension firms let down savers”. Leading companies are offering only a restricted choice, so shop around for the best deals

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The Times:” Time for NS&I savers to switch or lose out”. Loyal savers with National Savings & Investments are to see the returns on their cash cut from Monday.

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THE TELEGRAPH

The Telegraph:” Final salary and the death of pensions the world envied”. The Government’s latest plans sound the death knell for schemes once seen as unrivalled. We explain how final salary schemes were killed off

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The Telegraph:” Q&A: How company pension changes affect you”. We explain how different pension’s schemes work, what the government is proposing and how you will be affected

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The Telegraph:” Rules relaxed for company pensions – what about savers?”. The minister wants to scrap some of the onerous rules for company pensions – but it is individuals who need greater freedom

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HELPFUL HINTS

1. LINKS TO ARTICLES:

We have now provided direct links to the articles referred to in the article. These can be accessed by click on the “To go directly to the article click here” at the end of each article summary

2. REQUIREMENT TO SUBSCRIBE TO SITES:

As some Opus Gold users will be aware, many of the broadsheet newspapers that are traditionally covered in our From the Papers bulletin, are changing (or have changed) their free online access to articles.

Currently the Financial Times and Weekend Financial Times only allows access to view 8 articles a month free, then requiring the user to subscribe to their online service. From 1 July 2010 The Times, Saturday Times and Sunday Times articles are no longer available for free online. Instead a daily or monthly fee will have to be paid to access the articles.

We are aware of the inconvenience this will cause to our users. Unfortunately, due to the stringent copyright rules enforced by the newspapers we are not allowed to copy the articles onto our bulletin to make them available to Opus Gold users, thus our only option is to put a direct link to the article on the newspapers own website.

Although we will continue to produce From the Papers bulletins linking to these articles, users should be aware that access too many will now be blocked unless a personal subscription to the newspapers site is taken.

Once again we apologise for this inconvenience but this is something outside of our control.

QUICK LINKS

FINANCIAL TIMES, TIMES + SUNDAY TIMES, TELEGRAPH + SUNDAY TELEGRAPH, GUARDIAN + GUARDIAN WEEKLY + MONEY OBSERVER + OBSERVER, INDEPENDENT + INDEPENDENT ON SUNDAY, SCOTSMAN + SCOTLAND ON SUNDAY + EDINBURGH EVENING NEWS, DAILY MAIL + MAIL ON SUNDAY + (LONDON) EVENING STANDARD + THIS IS MONEY.

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