FROM THE PAPERS

Synopsis: Short summaries of articles we think you will find useful from some of the weekends broadsheets. At the end of each summary is a link to take you directly to the relevant article. Please see Helpful Hints at the end of the bulletin.

FINANCIAL TIMES

Financial Times:” Millions snared by income tax traps “. Subtle nuances in the tax system such as the removal of reliefs ramp up marginal rates and can impose heavy and unexpected burdens on certain groups Click here to go directly to the article

Financial Times: “HMRC’s numbers don’t add up”. The tax authority is buried under a paper mountain of its own making Click here to go directly to the article

Financial Times:” Death bond value falls by 60%”. More ‘death bond’ investors see value plummet but provider remains optimistic about long-term prospects Click here to go directly to the article

Financial Times:” UK pension reform sparks big dash for cash”. Thousands of people have cashed in their pension savings since new freedoms came into force in April, prompting calls for the government to closely monitor the shake-up Click here to go directly to the article

THE TIMES

The Times:” Act now in case Budget puts an end to tax perk”. Salary sacrifice is a simple way of saving thousands of pounds a year, but it’s under threat in the July Budget Click here to go directly to the article

The Times:” Inflation has £80bn sting for cash savers”. Inflation has knocked £80 billion off cash saving accounts in Britain over the past five years, research suggests

Click here to go directly to the article

The Times:” The new cost burden for the middle classes”. Life for many middle-class households is about to get a lot more complicated, and potentially expensive, as government policy forces them to take on the role of pension providers and policemen

Click here to go directly to the article

The Times:” Look beyond the UK for the best dividends”. Dividends in emerging markets have been higher than in British funds

Click here to go directly to the article

THE TELEGRAPH

The Telegraph:” Make pension freedoms work – our five demands “. The Government’s overhaul of our pension system is being derailed by companies that are determined to deny savers access to their money

Click here to go directly to the article

The Telegraph:” Buy-to-let returns ‘will fall by 60pc in a year'”. Buy-to-let returns will plunge in the next 12 months according to a new index

Click here to go directly to the article

HELPFUL HINTS

1. LINKS TO ARTICLES:

We have now provided direct links to the articles referred to in the article. These can be accessed by click on the “To go directly to the article click here” at the end of each article summary

2. REQUIREMENT TO SUBSCRIBE TO SITES:

As some Techlink users will be aware, many of the broadsheet newpapers that are traditionally covered in our From the Papers bulletin, are changing (or have changed) their free online access to articles.

Currently the Financial Times and Weekend Financial Times only allows access to view 8 articles a month free, then requiring the user to subscribe to their online service. From 1 July 2010 The Times, Saturday Times and Sunday Times articles are no longer available for free online. Instead a daily or monthly fee will have to be paid to access the articles.

We are aware of the inconvenience this will cause to our users. Unfortunately, due to the stringent copyright rules enforced by the newspapers we are not allowed to copy the articles onto our bulletin to make them available to Techlink users, thus our only option is to put a direct link to the article on the newpapers own website.

Although we will continue to produce From the Papers bulletins linking to these articles, users should be aware that access to many will now be blocked unless a personal subscription to the newspapers site is taken.

Once again we apologise for this inconvenience but this is something outside of our control.

QUICK LINKS

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