FROM THE PAPERS

Synopsis: Short summaries of articles we think you will find useful from some of the weekends broadsheets. At the end of each summary is a link to take you directly to the relevant article. Please see Helpful Hints at the end of the bulletin.

Date posted: Monday, December 02, 2013

ARTICLES

FINANCIAL TIMES 

Financial Times:” How can I get an annual income of £30,000?”. I am approaching 60 years old and have built up various pension pots amounting to £200,000 in defined contribution schemes. I must now decide whether to start an income drawdown plan, or buy an annuity.

Click here to go directly to the article

Financial Times:” SNP woos Scots with pension pledges”. In the run-up to a hotly-contested election, it is the way of politicians to make promises, and the Scottish National Party is no exception as it attempts to convert a majority of Scots to the independence cause.

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THE TIMES

The Times:” Cheaper option for small pensions”. Savers with smaller pension pots could delay locking into an annuity with the launch of the first mass-market income drawdown product next year.

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The Times:” Investment Q&A: the fees shake-up”. The spotlight will be turned full beam on to fund supermarkets and discount brokers next year as they are swept up into the Retail Distribution Review, the biggest shake-up of the investment industry in a generation.

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The Times:” Watch out for these sky-high tax rates”. It is the unpleasant truth that politicians would prefer us to ignore or hope we do not understand — endless tinkering by Chancellors has left us with a tax system that throws up punishingly high marginal tax rates, of more than 100 per cent in the most extreme cases.

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THE TELEGRAPH

The Telegraph:” Tax threat for buy-to-let”. How far will the Chancellor go to raise money from landlords?

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The Telegraph:” Will you get a mini-budget tax boost?”. Autumn Statement 2013: what it’s likely to mean for your personal finances

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HELPFUL HINTS

1. LINKS TO ARTICLES:

We have now provided direct links to the articles referred to in the article. These can be accessed by click on the “To go directly to the article click here” at the end of each article summary

2. REQUIREMENT TO SUBSCRIBE TO SITES:

As some Opus Gold users will be aware, many of the broadsheet newspapers that are traditionally covered in our From the Papers bulletin, are changing (or have changed) their free online access to articles.

Currently the Financial Times and Weekend Financial Times only allows access to view 8 articles a month free, then requiring the user to subscribe to their online service. From 1 July 2010 The Times, Saturday Times and Sunday Times articles are no longer available for free online. Instead a daily or monthly fee will have to be paid to access the articles.

We are aware of the inconvenience this will cause to our users. Unfortunately, due to the stringent copyright rules enforced by the newspapers we are not allowed to copy the articles onto our bulletin to make them available to Opus Gold users, thus our only option is to put a direct link to the article on the newspapers own website.

Although we will continue to produce From the Papers bulletins linking to these articles, users should be aware that access too many will now be blocked unless a personal subscription to the newspapers site is taken.

Once again we apologise for this inconvenience but this is something outside of our control.

QUICK LINKS

FINANCIAL TIMES, TIMES + SUNDAY TIMES, TELEGRAPH + SUNDAY TELEGRAPH, GUARDIAN + GUARDIAN WEEKLY + MONEY OBSERVER + OBSERVER, INDEPENDENT + INDEPENDENT ON SUNDAY, SCOTSMAN + SCOTLAND ON SUNDAY + EDINBURGH EVENING NEWS, DAILY MAIL + MAIL ON SUNDAY + (LONDON) EVENING STANDARD + THIS IS MONEY.

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