Synopsis: Short summaries of articles we think you will find useful from some of the weekends broadsheets. At the end of each summary is a link to take you directly to the relevant article. Please see Helpful Hints at the end of the bulletin.
Financial Times:” How to choose a financial adviser”. It is just under two years since financial advice ceased to be ‘free’. During that period, public confusion about advice seems only to have grown. But with radical reforms to the pensions rules coming into force next year, it is more important than ever that consumers know what good advice looks like, where they can get it and how much it should cost.
Financial Times:” Parents still confused by Jisa/CTF system”. Junior Isas are three years old this weekend, but the children’s savings market remains characterised by risk aversion, high charges and confusion over the right choice of savings vehicle, advisers said.
Financial Times:” Personal pension provision plummets”. Personal pension provision among self-employed men has plummeted even as the government’s policy of automatic enrolment has led to a higher take-up in the rest of the working population. Click here to go directly to the article
Financial Times:” Higher capital gains rate fails to deliver more tax”. Capital gains tax delivered less for the Exchequer in 2012-13 than in the previous two years, in spite of a recovering stock market and a higher levy. Click here to go directly to the article
The Times:” Tax havens will end in 2018, says OECD”. Tax havens will no longer exist in five years as a result of sweeping rules to combat tax abuse, a leading global think-tank has said.
The Times:” Give patients tax cuts for going private “. Patients should be allowed to opt out of the NHS in exchange for a tax rebate to buy private cover, a free market think-tank has urged.
The Times:” ‘If I die first, my partner will lose thousands because he is a man'”. Pension rules are penalising gay couples plus some men in traditional marriages
The Telegraph:” Labour’s 50p tax plan makes Britain less attractive than Australia for the wealthiest”.Accountants argue a return to the 50p top rate of tax would be ‘a backwards step’
The Telegraph:” Voters to get letters showing how much of their money is spent on benefits”. Families will be sent personalised statements containing pie charts showing exactly how much of their earnings are being spent on areas including the welfare, health, education and foreign aid budgets
The Telegraph:” Mad: how a diagnosis of dementia could lead to higher death taxes”. You may feel fit enough to plan financially, but a doctor’s opinion could upset the process
The Telegraph:” The Government made me squander £66,000 on rotten pension”. This prudent saver was forced to buy an annuity at the worst possible time and with no prospect of reprieve – unlike those who retire next year
The Telegraph:” Self-employed? You’re ‘stumbling into pensions nightmare'”. In a dangerous trend, entrepreneurs and freelancers are failing to save for their retirement. We outline four tax-efficient tricks they can use to boost their pension
1. LINKS TO ARTICLES:
We have now provided direct links to the articles referred to in the article. These can be accessed by click on the “To go directly to the article click here” at the end of each article summary
2. REQUIREMENT TO SUBSCRIBE TO SITES:
As some Techlink users will be aware, many of the broadsheet newpapers that are traditionally covered in our From the Papers bulletin, are changing (or have changed) their free online access to articles.
Currently the Financial Times and Weekend Financial Times only allows access to view 8 articles a month free, then requiring the user to subscribe to their online service. From 1 July 2010 The Times, Saturday Times and Sunday Times articles are no longer available for free online. Instead a daily or monthly fee will have to be paid to access the articles.
We are aware of the inconvenience this will cause to our users. Unfortunately, due to the stringent copyright rules enforced by the newspapers we are not allowed to copy the articles onto our bulletin to make them available to Techlink users, thus our only option is to put a direct link to the article on the newpapers own website.
Although we will continue to produce From the Papers bulletins linking to these articles, users should be aware that access to many will now be blocked unless a personal subscription to the newspapers site is taken.
Once again we apologise for this inconvenience but this is something outside of our control.
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