Synopsis: This explains the impact of auto enrolment on those who directly employ personal carers.

Does anyone you know directly employ a carer or personal assistant? If the answer is yes, you need to make them aware of their auto enrolment duties.

All employers are legally required to automatically enrol certain staff into a pension scheme and make contributions. This includes those who directly employ one or more people to provide care or personal assistance.

The Pensions regulator (TPR) has specific information and guidance for those that employ personal assistants and carers, including an essential guide to automatic enrolment for people who employ workers for their own care and support, which can be found here.

TPR has produced a number of Q&As relating to the employment of carers; ‘Automatic enrolment for people who employ carers’:

 Does automatic enrolment apply to me if I employ a carer?

 How do I know which pension scheme to use for my carer?

 What are the circumstances in which I need to automatically enrol my carer into a pension scheme?

 How much will pension contributions cost me?

 How will I pay for pension contributions to my carer?

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