PREMIUM BOND INVESTMENT LIMIT RISES

NATIONAL SAVINGS Synopsis: The maximum investment in premiums bonds increased to £50,000 on 1 June. Date posted: Tuesday, June 02, 2015 The 2014 Budget gave a multi-stage fillip to National Savings & Investments Premium Bonds, with an increase in the maximum investment from £30,000 to £40,000 from 1 June 2014 and, two months later, a […]

FTSE 100 REACHES A NEW HIGH

Synopsis: The FTSE 100 has at last reached a new high after more than 15 years. It sounds a long wait, but investors have not done as badly as some press coverage suggests. Just before the end of the last millennium, on 30 December 1999, the FTSE 100 (Footsie) closed a shortened day’s trading at […]

FTSE LAUNCHES LEVEL ANNUITY INDEX

ANNUITIES/PURCHASED LIFE ANNUITY Synopsis: The FTSE Group have launched a new index series designed to compare changes in the value of a pre-retirement fund with changes in annuity prices. Date posted: Tuesday, February 17, 2015 The FTSE Group (now 100% owned by the London Stock Exchange) has launched the FTSE UK Level Annuity Index Series, a suite […]

INHERITABLE ISAS AND NEW ACCOUNT MANAGERS

INDIVIDUAL SAVINGS ACCOUNT Synopsis: It would appear that HMRC will normally not allow inherited ISAs to be arranged with new account managers. Our earlier Bulletin noted that the mechanism for inheriting ISAs was not going to be as straightforward as might have been expected. Further to that bulletin the regulations say the survivor’s ISA subscription must be […]

DENTISTS, DOCTORS, LAWYERS AND TEACHERS ALL IN THE DARK ON RETIREMENT INCOME NEEDS

PENSIONS – RESEARCH & SURVEY DATA Synopsis: Four Surveys by Wesleyan look at retirement aspiration of four sets of professionals. Wesleyan Assurance has recently released the results of four surveys it has undertaken into the concerns expressed by four sets of professionals; dentists, doctors lawyers and teachers which can be found here: Dentists in the dark […]

NINE MONTHS LATER…

Synopsis: The third quarter of 2014 is over for the investment markets. It looks like a fairly flat year so far, although the end September readings for equities have been pulled down by a rather volatile second half to September. Date posted: Friday, October 03, 2014 Go back to the era of floods, and 2014 […]

QUANTITATIVE EASING

Synopsis: The European Central Bank might start quantitative easing soon. But whether it would make any difference to the Eurozone economies is unclear Date posted: Friday, August 29, 2014 In November 2008, the Federal Reserve started its first round of quantitative easing (QE) in response to the financial crisis. Five months later the Bank of England cut […]

INCREASING NUMBER OF FAMILIES DRAWN INTO THE IHT NET

INHERITANCE TAX – PLANNING Synopsis: HMRC has confirmed that inheritance tax receipts are on the rise – due to an increase in house prices and a five-year bull market in shares. Once again early estate planning will no doubt prove valuable for clients to reduce tax payable on death. Date posted: Wednesday, August 13, 2014 […]

LIFETIME ISA (LISA)

INDIVIDUAL SAVINGS ACCOUNT Synopsis: According to Michael Johnson, a research fellow at the Centre for Policy Studies thinktank, the Government should transform individual savings accounts into lifetime savings accounts which would incorporate both ISA-like and pension-like features. Date posted: Wednesday, August 06, 2014 Michael Johnson, a research fellow at the Centre for Policy Studies, a […]

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